Page 14 - Real Estate Buyer Book Carolann Clynes

Q. What about financing, title work and other details?

Most buyers secure financing through locally based mortgage brokers. We are happy to make some recommendations and connect

you. Homes under $1 million can usually be financed at 75-90% of value. Jumbo loans and investment properties typically require
more down payment. Loans are now under more scrutiny, but with good credit, enough cash down-payment and the ability to prove
income and assets, they are readily available. Be careful about excess loan fees and make sure you get a Good Faith Estimate before
you commit to a lender. Ask us to recommend our favorite lenders who have a track record of serving our clients well, ensuring a
smooth closing process.

We can put you in touch with a good real estate attorney or title company who can review the typical costs involved in the transaction
and prepare an estimated settlement statement for you in advance.

Q. What will you do for us?

Everything necessary to manage a smooth transaction process. our goal is to exceed your expectations by handling not only
the “big picture” but the countless other little details as well. These include:

• ordering the appropriate inspections.

• if not paying cash, working with your lender to be certain your loan is approved
and funded on time.
• Conferring with the title company about your title commitment and hundreds of
other closing details.

• Negotiating your inspection requests and making sure your repairs are made
satisfactorily.
• Coordinating wire transfers and funds for closing

• Coordinating the transfer of your home ownership through your closing attorney.
• Acting as your primary liaison to the best services and businesses in town for
months and years after closing. our relationship does NoT end with the sale!

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